The maximum permitted speed is 25 km/h, regardless of the motor’s power output. Electric scooter users are not allowed to travel on roads with a speed limit exceeding 50 km/h. Carrying a second passenger is prohibited. Riders must wear a helmet and a reflective vest at night. In areas where there are pedestrians and obstacles, riders are required to dismount and proceed on foot. Riders are not permitted to use mobile phones or wear headphones/earphones while riding.

Product Liability should also include coverage for the transported cargo. A road accident can result in bodily injuries and property damages caused by the transported product

Earthquake coverage usually carries a 2% deductible. Ask your insurance advisor for a quote with a higher earthquake deductible to achieve a lower premium.

One in four recorded car insurance claims involves glass repair or replacement. While most insurance companies cover all causes of breakage, others may exclude specific events, such as accidents or extreme weather phenomena. Consult your insurance advisor to find the exact coverage package for your vehicle.

Roadside assistance coverage through your insurance policy is a reliable, flexible, and cost-effective solution!

Health insurance is now available in our country regardless of your medical history. It is even possible to cover known pre-existing conditions.

The dramatic increase in SMART car thefts is leading more and more insurance companies to stop offering theft coverage for these models. Owners and insurance advisors should pay CLOSE ATTENTION during policy renewals, as optional theft coverage may be abruptly removed!

A deductible in your health insurance plan represents your out-of-pocket participation in hospitalization costs. This deductible can be a fixed amount or a percentage and serves to lower your premium. We select plans that allow this deductible to be covered by any other insurance provider or social security fund!

In most home-loan insurance policies, banks require building coverage only for the loan amount rather than the full reconstruction cost. However, this leaves the property underinsured, and in the event of a claim, the borrower will not be fully compensated.

Most health insurance policies require a phone notification to the insurance company's coordination center upon hospital admission. Ask your insurance advisor to remind you of the procedure to ensure a smooth claims process.

Some insurance companies do not cover the VAT applied to hospital expenses, leaving you to pay the cost. Ensure your policy includes VAT coverage to avoid unexpected out-of-pocket expenses.

Outpatient medical expense coverage for accidents is easy and affordable. For example, with approximately €40 per year, you can cover accident-related costs (medication, physiotherapy, diagnostics, etc.) up to €1,000 per accident.